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Turriff International is a player in the Electronic Transaction Payment Solutions business supplying solutions for the mobile phone top-up, currency conversion, credit/debit card and other payment applications

Turriff Recharge and Payment System (TRAPS) is the central system that processes and manages the electronic payment transactions over alternative communications networks. The system provides all the communication interface, database, protocol conversion, routing, security and bill logging management functions. TRAPS, provides a complete solution to any payment system offering access to any settlement or local and international authorisation systems from any electronic payment device.

Turriff International systems have been in use for many years in various forms or design and meet with the stringent security demanded by the worlds leading financial institutions. Utilising the experience we have gained in providing secure transaction processing systems we have worked with leading organisations such as banks, utility companies, mobile phone operators etc to design and produce a broad base modular electronic payment solution.

TRAPS is a "Collection of Services" enabling fast development of electronic transaction processing systems encompassing flexibility, security and speed to market - plug in modules, client development modules, skeleton model and training.

Data Services:
a. Transaction Recording
b. Information/Data extraction and analysis
c. Portal access services a) Help Desk
b) File Extraction
c) Data Update
d) Multi Application

Communication Services:
a. X25
b. ISDN
c. VPN
d. IP
e. Radio
f. Other

Data Translations Services:

APAC's to ISO
APAC30 to APACS40
Other

The TRAPS Server's primary functions are:
to ensure the integrity and accuracy of all data being transmitted
to ensure that each transaction is routed to the correct destination
to record statistical data for charging settlement purposes
to monitor performance in the event of increased traffic over any node to maintain the high performance of the system

TRAPS is particularly suited to applications with a profile of frequent short data bursts in attended or self-service environments. Those include:

Debit, Credit and Charge Card Transaction Systems e.g. Visa, MasterCard, Eurocard, American Express, Diners Club, local bank or salary cards, fuel cards

Currency Conversion e.g. Dynamic Currency Conversion at point of sale

Pre-payment Systems e.g. transport, gas, electricity, pay per view

Bill and Budget Payment Systems e.g. gas, water, electricity, telecoms, local authority, home shopping

Electronic Benefit Systems e.g. pension payments, welfare schemes

Mobile Phone Recharge Payment Systems e.g. "Pay as you Go"

Customer Loyalty and Promotion Systems e.g. points per shop, loyalty cards